Nonqualified Deferred Compensation Help

Helping You Understand Nonqualified Deferred Compensation

March 22, 2022

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3 popular and quick-read reports to help you understand nonqualified deferred compensation and how it can benefit companies and employees.

Periodically the executive benefits team at Fulcrum Partners, a OneDigital Company, has the opportunity to update key content that has been popular with the readers of Deferred Compensation News. The reports described below have been recently revised and are available in PDF format.

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Recruit. Retain. Reward & Retire.

How Nonqualified Deferred Compensation Plans Serve Organizations is a one-page-plus-chart-overview of how NQDC plans can benefit both the organization and the plan participants. Now, as much as at any time historically, companies are looking for ways to strategically engage and retain the top talent critical to organizational success.  

Understanding Key Components of NQDC

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How Nonqualified Deferred Compensation Plans Serve Organizations is a frequently reviewed 2-page handout that breaks down the components of NQDC into 12 key points, with several items being further subdivided for additional clarity. This “grid chart” perspective on nonqualified deferred compensation will help you “wrap your brain around NQDC” and better understand nonqualified deferred compensation plans as effective strategies to help highly compensated employees save more efficiently for retirement as well as for other important goals in life.

Taxes … at the Optimal Time

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Your Need for a Nonqualified Deferred Compensation Plan When plan participants utilize the flexibility of an NQDC plan to control when they receive payouts, they can potentially reduce their income tax obligations. Thoughtful planning—which can be updated over time as the plan participant’s lifestyle or objectives change—may position the nonqual plan participant to purposefully coordinate NQDC distributions around 401(k) plan distributions, social security distributions, or other retirement strategies yielding tax-beneficial results.

This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, accounting, legal or tax advice. Any tax advice contained herein is of a general nature. You should seek specific advice from your tax professional before pursuing any idea contemplated herein.

Securities offered through Lion Street Financial, LLC (LSF) and Valmark Securities, Inc. (VSI), each a member of FINRA and SIPC. Investment advisory services offered through Lion Street Advisors, LLC (LSA) and Valmark Advisers, Inc. (VAI), each an SEC registered investment advisor. Please refer to your investment advisory agreement and the Form ADV disclosures provided to you for more information. VAI/VSI and LSF/LSA are non-affiliated entities and separate entities from OneDigital and Fulcrum Partners.

Unless otherwise noted, VAI/VSI, LSF/LSA are not affiliated, associated, authorized, endorsed by, or in any way officially connected with any other company, agency or government agency identified or referenced in this document.

Lion Street Advisors // Lion Street Financial

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